Recovering a fair settlement after a serious injury or wrongful death is a tricky process that may involve several insurance policies. Ideally, the person or entity that caused your injury or loss will have liability insurance that covers such scenarios, whether it was a car accident, slip and fall, product defect, etc. In addition to auto, home, and renter’s insurance, some defendants have umbrella coverage. This is extra liability insurance that will kick in if the policyholder is held … [Read more...]
9 Hazardous Conditions That May Warrant a Premises Liability Claim
Most people feel relatively safe when they’re shopping for groceries, having dinner at a restaurant, or spending a night on the town with friends. For the most part, these scenarios are fairly predictable and almost never lead to accidents. But when property owners are negligent and fail to keep their premises in reasonably safe condition, serious injuries are likely to occur. If you or a member of your family was injured due to hazardous conditions on someone else’s property, you may have … [Read more...]
What Is the “Act of God” Defense Against Personal Injury Claims?
A serious personal injury accident can cripple the finances of even a fairly well-off family. Medical bills, lost income, and other damages add up quickly. Victims injured due to another person’s negligence, expect that individual’s insurance company to cover at least a portion of their losses. When you file a personal injury claim, the other side will try everything to reduce the amount they have to pay you. They will try to use several defenses to avoid paying you anything. One such defense … [Read more...]
How Often Do Accidents Cause Traumatic Brain Injuries?
Traumatic brain injuries (TBI) are more common than most people think. Doctors diagnose TBI in more than 2.5 million emergency room visits each year. Almost 50,000 people die in the U.S. each year because of TBI. How do all these brain injuries happen? According to the Centers for Disease Control and Prevention (CDC), personal injury accounts for 2/3 of all TBI-related injuries and death. Falls Are The Main Cause of TBI Within the broad category of personal injury, falls are the number one cause … [Read more...]
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