Drivers in California are legally required to have liability insurance coverage in case they injure someone in a car accident. For a variety of reasons, however, some motorists fail to comply with this insurance requirement. If you are hurt in a car accident while driving without insurance, it will affect your right to receive compensation for your injuries.
What Happens If You’re In An Accident While Driving Without Insurance?
California law penalizes uninsured motorists, even if the other driver is at fault for a car accident. California has “No Pay, No Play” laws. These laws are found in California Civil Code Section 3333.4 and their purpose is to restrict the damages an injured accident victim can receive if he or she was hurt while driving without insurance. An uninsured accident victim can get his or her medical bills paid. The victim can also be compensated for time missed from work due to injuries sustained as a result of the other driver’s negligence. However, because the victim did not have the required liability insurance, by law, he or she is not entitled to receive payment from the at-fault driver’s insurance company for non-economic damages, like pain and suffering.
Even if a No Pay, No Play law applies to you, it is still important to pursue a damage claim in order to get your medical bills and other economic losses covered. This will limit your actual monetary losses.
In addition, if you were in an accident caused by another driver who was under the influence of drugs or alcohol, the restriction on recovering non-economic damages does not apply. This means if you were the victim of a drunk driver, you can pursue compensation for your actual financial losses as well as pain and suffering, even if you had no insurance of your own.
Contact a Long Beach Personal Injury Lawyer For Help
Your Injuries are Personal to Me
My law practice exclusively represents injured accident victims. I have extensive experience helping clients recover the compensation they deserve. Your injuries are personal to me, that is why I will handle every aspect of your case until your claim is resolved.
Call the Law Office of Michael D. Waks at 888-394-1174 or use the convenient online contact form to schedule a free consultation. You are under no obligation and you will never pay any money unless you recover damages for your injuries.
I offer bilingual services as part of my comprehensive approach to legal representation and I am available 24/7 to talk to you about your case.
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