Insurance companies have incentive to pay claimants as little as possible, and that means they’ll look for any possible reason to dispute your claim. Here are just a few circumstances that might lead to a dispute:
- Evidence suggests you may have been partially at fault for the accident;
- You provided a recorded statement or posted something on social media that indicates you may have been partially liable or your damages are less extensive than you are claiming;
- You have failed to produce adequate documentation of liability or damages;
- You failed to pay your insurance premiums on time (in the case of a first-party claim);
- The damages incurred or accident scenario is not covered by the policy in question;
- The insurance company put you under surveillance and has evidence of you disobeying your doctor’s orders or participating in physical activities that shouldn’t be possible given the severity of your injuries;
- The insurance company has any other reason to believe you haven’t been following your doctor’s orders; or
- You had a pre-existing condition.
