If you were involved in a car accident with an uninsured driver, you may still be able to recover compensation for your losses. One potential option is to file a claim against your own uninsured motorist policy. Although UM coverage is not mandatory in California, all car insurance companies are required to offer this coverage when they sell a liability policy.
Another option for recovering compensation is to file a claim against your collision coverage. This, again, is an optional policy, but if you’ve purchased collision coverage, it should help pay for vehicle repairs or replacement. If the party who is liable for the accident has sufficient financial means, your attorney might suggest filing a lawsuit directly against that party.
