When Might Uninsured Motorist Coverage Apply?
Because California is a tort state, negligent drivers are financially accountable for the damages they cause in accidents. The victims of these accidents usually seek compensation by bringing a third-party claim against the insurance company of the liable party. California requires passenger-vehicle motorists to carry liability insurance for both bodily injury and property damage. That doesn’t mean, however, that all drivers maintain an active policy. For this reason, it is advisable to … [Read more...]