If you have not heard of the mobile-app-based “transportation network companies” (TNCs) known as Uber and Lyft, you are certainly in the minority. These networks have become increasingly popular and now operate in 120 cities and 37 countries. If you need a ride, you can use a TNC app on your smartphone to “order” an independent driver nearby to transport you to your destination. The apps make it easy to get a ride, but if your ridesharing driver doesn’t have a commercial license or insurance policy, getting compensated for injuries incurred in his or her car, may not be as simple.
When you have unlicensed commercial drivers using their personal vehicles to transport passengers who contact them through a mobile app, there are bound to be some issues. One of the biggest issues has to do with liability insurance.