In a perfect world, the person responsible for your injuries would have sufficient insurance to cover all your damages, and the insurance company would be willing to settle your case for a fair and just amount. The fact is we do not live in a perfect world.
We live in a world where insurance companies fight over even the smallest and most justifiable cases in order to protect their profits. We live in a world where insurance adjusters use tactics designed to entice accident victims to settle automobile cases before speaking to a personal injury attorney to discuss their legal options.